    <style>


        /* CSS Reset & General Styles */
		:root {
			--primary: #1F3C88;
			--secondary: #2F2F2F;
			--accent: #2563eb;
		}
		
		.logo {
			color: var(--primary);
		}
		.logo {
		text-decoration: none;
		color: #2563eb;
		font-weight: 700;
		}

		.logo:hover {
			text-decoration: none;
		}


		.hero-content h1,
		.section-title h2 {
			color: var(--primary);
		}

		.btn-cta {
			background: var(--primary);
		}
		
		.btn,
		.btn-cta {
			transition: 
				transform 0.15s ease,
				box-shadow 0.15s ease,
				background-color 0.15s ease;
				padding:12px 26px;
				font-size:0.95rem;
				text-decoration:none;
		}

		.btn:hover,
		.btn-cta:hover {
			transform: translateY(-1px);
			box-shadow: 0 6px 16px rgba(37, 99, 235, 0.25);
		}


        * {
            margin: 0;
            padding: 0;
            box-sizing: border-box;
        }
		
        body {
            font-family: 'Poppins', sans-serif;
            line-height: 1.6;
            color: #333;
            background-color: #f9f9f9;
			opacity: 0;
			transition: opacity 0.25s ease;
        }
		
		body.loaded {
			opacity: 1;
		}
		
		body.menu-open {
			overflow: hidden;
		}


        /* Navigation */
        nav {
            display: flex;
            justify-content: space-between;
            align-items: center;
            padding: 20px 10%;
            background: #fff;
            box-shadow: 0 2px 10px rgba(0,0,0,0.1);
            position: relative;
            top: 0;
            z-index: 1000;
        }
        .logo {
            font-size: 1.5rem;
            font-weight: 700;
            color: #2563eb;
        }
		
		nav {
			transition: box-shadow 0.2s ease, background-color 0.2s ease;
		}

		nav.scrolled {
			box-shadow: 0 4px 12px rgba(0,0,0,0.06);
		}

        .nav-links {
            list-style: none;
            display: flex;
        }
        .nav-links li {
            margin-left: 25px;
        }
        .nav-links a {
            text-decoration: none;
            color: #333;
            font-weight: 500;
            transition: 0.3s;
			position: relative;
        }
        .nav-links a:hover {
            color: #2563eb;
        }
		.nav-links a::after {
			content: '';
			position: absolute;
			width: 0;
			height: 2px;
			left: 0;
			bottom: -6px;
			transition: width 0.25s ease;
			}
		.nav-links a:hover::after {
			width: 100%;
		}
		
		.navbar {
			position: sticky;
			top: 0;
			z-index: 1000;

			background: #fff;
		}

        .btn-cta {
            background: #2563eb;
            color: #fff !important;
            padding: 10px 20px;
            border-radius: 5px;
        }
		
		/* ===== BURGER BUTTON (FINAL) ===== */

		.burger {
			display: none;
			background: none;
			border: none;
			padding: 8px;
			font-size: 26px;          /* BESAR & JELAS */
			line-height: 1;
			cursor: pointer;
			color: #1e3a8a;           /* warna brand */
			position: relative;
			z-index: 2000; /* LEBIH TINGGI DARI MENU */
		}

		/* Hilangkan efek fokus bawaan */
		.burger:focus {
			outline: none;
		}



		
		/* ===== MOBILE SIDE MENU ===== */

		.mobile-menu {
			position: fixed;
			top: 0;
			right: -100%;
			width: 80%;
			max-width: 320px;
			height: 100vh;
			background: #fff;
			padding: 30px 20px;
			box-shadow: -10px 0 30px rgba(0,0,0,0.15);
			display: flex;
			flex-direction: column;
			gap: 18px;
			transition: right 0.3s ease;
			z-index: 999;
		}

		.mobile-menu.active {
			right: 0;
		}

		.mobile-menu a {
			text-decoration: none;
			color: #1e3a8a;
			font-size: 1rem;
			display: block;
			padding: 16px 20px;
			font-size: 1rem;
		}

		.menu-cta {
			margin-top: auto;
			background: #2563eb;
			color: #fff !important;
			text-align: center;
			padding: 14px;
			border-radius: 8px;
			font-weight: 600;
		}


        /* Hero Section */
        .hero {
            display: flex;
            align-items: center;
            justify-content: space-between;
            padding: 80px 10%;
            background: linear-gradient(135deg, #f0f7ff 0%, #ffffff 100%);
        }
        .hero-content {
            flex: 1;
        }
        .hero-content h1 {
            font-size: 3rem;
            line-height: 1.2;
            margin-bottom: 20px;
            color: #1e3a8a;
        }
        .hero-content p {
            font-size: 1.1rem;
            margin-bottom: 30px;
            color: #555;
        }
        .hero-image {
            flex: 1;
            text-align: right;
			display: flex;
			justify-content: center;

        }
        .hero-image img {
			max-width: 600px;     /* batas lebar gambar */
			width: 100%;          /* tetap responsif */
			height: auto;         /* jaga proporsi */
			border-radius: 20px;
			object-fit: cover;
        }
		.hero-image img {
		box-shadow: 0 20px 40px rgba(0,0,0,0.12);
		transition: transform 0.3s ease;
		}
		.hero-image img:hover {
			transform: scale(1.03);
		}


        /* Services Section */
		.section {
			padding: 90px 10%;
			text-align: center;
			scroll-margin-top: 90px;
		}
		.section + .section {
			margin-top: 20px;
		}
        .section-title {
            margin-bottom: 50px;
        }
        .section-title h2 {
            font-size: 2rem;
            color: #1e3a8a;
        }
        .grid {
            display: grid;
            grid-template-columns: repeat(auto-fit, minmax(250px, 1fr));
            gap: 30px;
        }
        .card {
            background: #fff;
            padding: 30px;
            border-radius: 15px;
            box-shadow: 0 5px 15px rgba(0,0,0,0.05);
            transition: 0.3s;
        }
        .card:hover {
            transform: translateY(-10px);
        }
        .card h3 {
            margin-bottom: 15px;
            color: #2563eb;
        }

        /* Footer */
        footer {
            background: #1e3a8a;
            color: #fff;
            padding: 50px 10% 20px;
            text-align: center;
        }
        .footer-content {
            margin-bottom: 30px;
        }
		
		/* Card hover refinement */
		.card {
			transition: transform 0.25s ease, box-shadow 0.25s ease;
		}

		.card:hover {
			transform: translateY(-6px);
			box-shadow: 0 12px 25px rgba(0,0,0,0.08);
		}
		
		/* CTA button refinement */
		.btn-cta {
			transition: background 0.25s ease, transform 0.2s ease, box-shadow 0.2s ease;
		}

		.btn-cta:hover {
			background: #1e40af; /* biru sedikit lebih gelap */
			transform: translateY(-2px);
			box-shadow: 0 8px 20px rgba(37, 99, 235, 0.3);
		}
		/* ===== FOOTER PUBLIC ===== */
		/* ===== SIMPLE FOOTER (FINAL) ===== */

		.simple-footer {
			background: #1e3a8a;
			color: #e0e7ff;
			text-align: center;
			padding: 40px 10% 24px;
		}

		.footer-brand {
			margin-bottom: 18px;
			font-size: 0.95rem;
		}

		.footer-brand strong {
			font-size: 1.25rem;
			color: #fff;
		}

		.footer-links {
			margin-bottom: 18px;
		}

		.footer-links a {
			color: #c7d2fe;
			margin: 0 10px;
			text-decoration: none;
			font-size: 0.9rem;
		}

		.footer-links a:hover {
			text-decoration: underline;
		}

		.footer-bottom {
			font-size: 0.8rem;
			color: #c7d2fe;
		}



		/* FAQ ACCORDION */

		.faq-list {
			max-width: 800px;
			margin: 0 auto;
		}

		.faq-item {
			border-bottom: 1px solid #e5e7eb;
			transition: background-color 0.2s ease;
		}

		.faq-item.open {
			background-color: #f9fafb;
		}

		.faq-question {
			width: 100%;
			background: none;
			border: none;
			padding: 18px 0;
			font-size: 1rem;
			font-weight: 500;
			color: #1F3C88;
			text-align: left;
			cursor: pointer;
			display: flex;
			justify-content: space-between;
			align-items: center;
			font-family: inherit;
			appearance: none;

		}

		.faq-answer {
			display: none;
			text-align: left;
			padding-bottom: 16px;
			color: #555;
		}

		.faq-item.active .faq-answer {
			display: block;
		}

		.faq-question .arrow {
			transition: transform 0.25s ease;
		}

		.faq-item.active .arrow {
			transform: rotate(180deg);
		}

		.faq-question {
			-webkit-tap-highlight-color: transparent;
		}

		/* ===== FAQ PAGE ===== */

		/* ===== FAQ STRUCTURE ===== */

		.faq-section {
			max-width: 900px;
			margin: 0 auto 60px;
		}

		.faq-divider {
			margin: 70px 0;
			border-top: 1px dashed #e5e7eb;
		}

		.faq-category {
			margin-bottom: 30px;
			font-size: 1.35rem;
			color: #1F3C88;
			text-align: center;
			margin: 50px 0 20px;
			font-size: 1.3rem;
			color: #1F3C88;
			text-align: center;
		}

		.faq-nav {
			text-align: center;
			margin-bottom: 40px;
		}

		.faq-nav a {
			margin: 0 12px;
			color: #2563eb;
			text-decoration: none;
			font-weight: 500;
		}

		.faq-nav a:hover {
			text-decoration: underline;
		}

		/* ===== FAQ TABS ===== */

		.faq-tabs {
			display: flex;
			justify-content: center;
			gap: 12px;
			margin-bottom: 40px;
		}

		.faq-tab {
			padding: 10px 18px;
			border-radius: 999px;
			border: 1px solid #e5e7eb;
			background: #fff;
			cursor: pointer;
			font-size: 0.9rem;
			color: #374151;
			transition: 
				background-color 0.2s ease,
				color 0.2s ease,
				transform 0.15s ease;
		}

		.faq-tab.active {
			background: #2563eb;
			color: #fff;
			border-color: #2563eb;
			transform: scale(1.03);
		}

		/* ===== FAQ GROUP ===== */

		.faq-group {
			display: none;
		}

		.faq-group.active {
			display: block;
		}

		.faq-search {
			max-width: 500px;
			margin: 20px auto 40px;
		}

		.faq-search input {
			width: 100%;
			padding: 12px 16px;
			border-radius: 10px;
			border: 1px solid #e5e7eb;
			font-size: 0.95rem;
		}


		/* ===== POLICY PAGE ===== */

		.policy-content {
			max-width: 900px;
			margin: 0 auto;
			text-align: left;
			color: #444;
		}

		.policy-content h3 {
			margin-top: 40px;
			margin-bottom: 12px;
			color: #1F3C88;
			font-size: 1.2rem;
		}

		.policy-content p,
		.policy-content ul {
			font-size: 0.95rem;
			line-height: 1.7;
		}

		.policy-content ul {
			padding-left: 20px;
		}

        /* Responsive */
        @media (max-width: 768px) {
            .hero {
                flex-direction: column;
                text-align: center;
            }
            .hero-image {
                margin-top: 50px;
            }
            .nav-links {
                display: none; /* Sederhana: sembunyikan menu di mobile */
            }
        }
		
		@media (max-width: 768px) {
			.burger {
				display: block;
			}
		}
		
				/* ===== FAQ MOBILE REFINEMENT ===== */
		@media (max-width: 768px) {

			.faq-list {
				padding: 0 10px;
			}

			.faq-question {
				padding: 20px 0;
				font-size: 0.95rem;
				line-height: 1.4;
			}

			.faq-question .arrow {
				font-size: 1.1rem;
			}

			.faq-answer {
				padding-bottom: 18px;
				font-size: 0.9rem;
				line-height: 1.6;
			}

			.faq-item {
				border-bottom: 1px solid #e5e7eb;
			}
			

		}
    </style>